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How to Cover Your Wedding Costs

Your Wedding is probably the biggest most expensive party you will ever host, It’s easy to say you’ll stick to a budget, or have fabulous DIY designs, but in the end of the day suppliers could leave you with a hefty bill. Saving up for your wedding doesn’t have to be difficult or stressful, the key is to spend smartly and cut back a little along the way.

When it comes to planning a wedding, it can be tempting to focus your early efforts on the smaller aspects of the big day. These are the fun and quaint things: personalised dressing gowns for the bridesmaids, guest books, name place cards and favours for the tables, and fans for outdoor events in warmer weather. We scour marketplaces such as Etsy for the prettiest and most personalised items possible. What’s more? It’s easy to front the cost of these little bits and bobs out of your monthly wages. However, sooner or later, you’re going to have to start tackling the bigger and more vital aspects of the big day: the venue, your dress, the transport and everything else necessary to get you up the aisle. But, of course, these things come at a much higher price. So, how do you go about covering the costs of these central items?

Cut back on Monthly Expenses 

This can be anything from your Gym subscription to Netflix, cutting corners for a short period of time can help you save up for your special day. Of course this does not mean you should give up everything you love, just make wise decision to eliminate things you don’t need just until after your wedding. You will be surprised how much you can save from freezing these small monthly payments. 

Cut Down on the Little Spending Habits that Add Up

Little sending rabbits such as lunches, drinks on a night out, or even an occasional coffee can all amount up to a large sum at the end of the month, that is better spent elsewhere. Rather than having dinner at a restaurant cook a romantic meal for you and your future spouse at home, these small differences will make a big impact on your monthly savings. 

Use your Credit Cards

When it comes to credit cards I believe it’s a love and hate relationship, you love that the money is not deducted instantly and that you can pay it back at the end of the month giving you time to save, and you hate seeing the bill at the end of every month. That being said there is a major pro for using credit cards to pay for wedding expenses, as some companies provide their customers with air-miles for the amount they spend on the card, this could help you generate miles for your honeymoon. 


If you’re not in a rush to tie the knot and are organised with your money, it may be a good idea to postpone the wedding date and save towards making it the occasion you truly want it to be. Rushing straight in may mean that you have to make compromises and sacrifices to make everything affordable. There is no harm in a long engagement, after all most venues are booked years in advance, and it also gives you enough time to plan for what you truly want. Once you have a significant amount in your account you should be able to splurge on a few things you have always wanted. Sometimes patience truly is a virtue!


With the average cost of a wedding reaching an all-time high, you may fear that you’ll end up saving forever and never actually get around to saying “I do”. It is now estimated that the average wedding in the UK costs over £30,000, anyone who has saved for a mortgage deposit will know just how long it can take to conjure up this amount. So, if you’d rather get hitched sooner rather than later, you might like to consider taking out a personal loan. This way, you can get married and pay the sum back in small installments down the line. Don’t let the thought of your credit history discourage you, there are plenty of installment loans for poor credit out there on the market! doubling the chances of having your dream wedding after all. 

Finance Plans

If you want a compromise between the two aforementioned methods of fronting the costs, you’re in luck. You can always pay outright for some items and then take out finance plans on others. Many vendors compromise with future brides by offering finance plans, so you can have the dream wedding you want and pay for their product or service in instalments. However, in this case, you will be paying the company back directly rather than a bank or professional lender.

Thankfully there are plenty of financial options available for future couples that want to bring their dream wedding to a reality. So don’t feel pressured into jumping straight into any given payment method, discuss each option with your future spouse to ensure you make a suitable decision for both of you.  









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